Benefits of Aurum Credit
Quick Cash Distribution
Easy To Apply Requirement
Fast Approval Process
Low Interest Rate
Flexible Repayment
Personal Loan
Personal loans can be used for almost anything. A personal loan is an amount of money borrowed at a fixed rate that needs to be repaid in a specific amount of time. If you make the right decision, you could get a low rate for a personal loan and use it for debt consolidation or even home improvements. We share below some of the common uses of a personal loan online.
◾️ Why you need a personal loan:
- Emergencies happen fast
- Pay faster your credit card debt by taking all your Credit card balances.
- Build the home you’ve always wanted.
- Untraditional personal loans for untraditional houses.
Documents required are:
▪️ 3-6 months' payslip
▪️ 3-6 months' bank statement showing pay credited
▪️ Other documents (if available):
▪️ Latest EPF statements
▪️ Employment letter
Business Loan
A business loan or SME loan is a bank credit facility provided to companies. The company can be a sole proprietorship, partnership, a private limited company (Sdn Bhd), or a public limited company (Bhd). With this funding in hand, companies can use it for business expansion, purchase inventory, daily business operation & bid for new projects.
◾️ Why you need a business loan:
- Expand your physical location.
- To build your business credit.
- Purchasing equipment.
- To purchase more inventory.
- You’ve found a business opportunity that outweighs the potential debt.
Documents required are:
▪️ SSM registration form
▪️ 6 months' company bank statements
▪️ Borrower's IC copy
▪️ Pictures of office or business operations
▪️ Other documents (if available):
▪️ Income tax documents for borrowers